Credit Karma: Making Financial Progress Possible
London is the largest city in the United Kingdom with over 8 million population and we are aware that seeking for a job in a traditional way is time and money consuming. Let’s shift your style- mark your calendar as we are glad to announce that this February, our London Tech Job Fair has a lot of opportunities and careers to offer.
Do you see yourself in the Finance Industry? Are you also a concerned person in securing people’s finances?
Then, you might see your future at Credit Karma. The company is providing tools, education and opportunities needed to make real and meaningful progress in their client’s finances. Here is an interview with the company team to let you know them better!
Who are the creators of your brand? What do they do in life, what are they passionate about?
Our founders are Kenneth Lin, Nichole Mustard, and Ryan Graciano. Ken was the first member of his family to graduate college-the son of immigrant parents-and worked in areas such as data analytics, financial services, and startup management before starting Credit Karma. Nichole Mustard worked as a financial planning consultant (and served for a while as a manager at Pizza Hut), before being invited to co-found Credit Karma with Ken. Ryan Graciano was a technical wiz working at IBM when he was approached by Nichole and Ken about starting Credit Karma.
What’s the story behind the creation of your company? What inspired you to start your business?
Credit Scores are a defining metric in consumers financial lives, and Ken and Nichole realized in the early 2000’s that consumers had no way of getting their scores for free. So in 2007, Credit Karma set out to partner with credit rating agencies to build a product that would finally let consumers access their own financial data, free of charge.
What’s your current view on the market you work in? What makes you feel like your brand stands out?
As a pioneer of “free credit scores,” we earned the trust of over 80,000,000 members. And that gives us a vantage point that will be difficult for other companies to achieve.
Our business model is also unique in that no matter what new products or services we introduce to consumers, we’re committed to providing it for free. With more than 80 million members in the U.S. and Canada, we offer a range of tools and personalized recommendations designed to help them make the most of their money – and ultimately, improve their financial standing.
What’s the thing that you appreciate/value/cherish more about what you do as a brand?
We just launched a new product that lets U.S. members prepare and file their federal and state tax returns for free. More than one million people filed their taxes with Credit Karma Tax in 2018. More than $40 billion in credit lines have been facilitated through Credit Karma. In the last 12 months, more than 10% of online personal loans and 7.5% of credit cards for millennials were originated through Credit Karma.
What’s your company culture like? What is that you want to represent?
Credit Karma’s core values are helpfulness, ownership, empathy, and progress. These values guide our approach to all of our work. We pride ourselves in being a highly collaborative work environment, where ownership of projects is clearly defined, and co-workers are encouraged to work together to tackle tough problems. We also believe in providing a space where teams can engage with new technologies, and learn while they create.
What is your team like? How do you work?
Credit Karma employs more than 800 employees, over half of which are engineers, data scientists or analysts. We are an international team, with offices in San Francisco, Charlotte, Los Angeles, and London. We are an incredibly smart, dedicated, hard-working group of people focused on using our talents and capabilities to help our members thrive.
What kind of people are you looking for? Who’s the best match for your team?
We are looking for smart, fun, problem-solvers to join our team. We want engineers who are interested in working with a variety of cutting edge technologies, and who enjoy working in a highly collaborative environment. We like to hire people who have a growth mindset, and who aren’t willing to take risks and fail-to-learn.
What benefits and perks do you offer your employees? What’s the biggest plus of working for you?
Credit Karma believes in a strong work-life balance and puts an emphasis on personal growth and well-being. We support our employees’ growth by offering Competitive compensation, ample PTO and unlimited sick leave, professional development funds, classes through Credit Karma University, time off to volunteer, and time off for your birthday, as well as other benefits.
What are your goals and plans for the future? What’s your biggest ambition?
We believe the future of personal finance lies in automation. Just as people are putting more trust in machine-learning to do things like discover new music, suggest products, and even drive, we see a bright future for machine learning in finance. Credit Karma sees a future that uses machine learning to automate and optimize financial decisions for our users, which will empower them to make the best possible decisions with the least effort.
Captivating isn’t it?
Now is your chance to start your career with them because Credit Karma is looking for talented people to join their team and will help them make financial progress possible for everyone. Get to know the team at our London Tech Job Fair.